The Living Cost Support Fund is available to assist you to overcome financial hardship.
We understand that even with the best financial planning for your studies, you may experience something unforeseen that results in you struggling to meet your day to day living costs. Or you may have a disability or caring responsibilities which means you have additional costs to cover to enable you to study at university.
Please note it can take up to 4 weeks from receipt of supporting documents in order for a decision to be made regarding an application.
You must be registered on a full-time programme of study (or at least 60 credits if part time) to apply. In addition, you must:
Undergraduate & Postgraduate International Students
Architecture Students studying joint course with MMU
The Living Cost Support Fund for 2019/20 academic year is now open. When the fund is open applications are made through a portal on MyManchester. To gain access to the portal please follow the link below:
How much you could get depends on your individual circumstances therefore we cannot let you know if your application will be successful before we assess it, or how much you may be eligible for.
When assessing your application, we calculate awards following the Assessment Guidelines and also consider the following:
|Did you fully consider the costs of studying before you started the course and have funding in place?||There are amounts we expect you to have available to pay for essential living costs. You can read about these in the Assessment Guidelines.|
|Have you exhausted all other options of financial support? Are you applying to the fund as a last resort?||This includes all statutory funding such as Student Loans and benefits, taking the full cash amount of the Manchester Bursary, PCDL, interest free student overdrafts, part-time work, money from family.|
|Is your available income enough to pay for your essential costs?||We calculate your weekly income and weekly expenditure following the Assessment Guidelines.|
|If you have additional costs to enable you to study, have you submitted evidence of these?||This could be travel costs associated with caring responsibilities, childcare costs, medical or health related costs such as prescriptions.|
|If you have experienced a change in circumstances, have you submitted evidence?||This could be a letter from a doctor, counsellor, school officer or even a family member.|
|Is there evidence of ‘lifestyle’ or ‘non-essential’ expenditure on your bank statements?||We can use our discretion to reduce awards or even reject applications if there is expenditure such as Sky/Virgin Media TV, holidays, gambling, shopping sprees, large phone bills or expensive single items such as iPods or laptops. We may reconsider your application if you seek budgeting advice.|
A priority debt is where ‘non-payment [of the debt] would give the creditor the right to deprive the debtor of his/her home, liberty, essential goods or services’. This includes rent/mortgage arrears, council tax arrears, Tax and VAT arrears, essential Hire Purchase goods and gas/electricity arrears. Other types of debt may be included if they are essential to individual circumstances, for example, debts to a childcare provider.
Non priority debts will not be included in the assessment. This includes non-secured loans, overdrafts and credit card payments. Students will be referred to the appropriate support services for debt management when it is apparent they are unable to cover essential living expenditure due to re-paying non priority debts.